• Underwriters, Claims Practitioners in insurance and reinsurance companies and Insurance and Reinsurance Brokers with 3 to 5 years of Comprehensive General Liability Insurance risks experience.
• Other practitioners who wish to gain knowledge in Commercial General Liability Insurance.

At the end of the programme, participants should be able to:

• Acquire a comprehensive understanding of the practical operation of the CGL policy’s Insuring Clause; Extension clauses including write-back covers; and Exclusions.
• Describe the underwriting and application of CGL Policy wordings and the various CGL clauses e.g. Contractual Liability Extension clause(s); Highlight the differences in coverage between an Additional Insured and an Additional Named Insured.
• Describe the processes involved in risk assessment/evaluation and highlight the factors that influence risk selection for providing CGL cover.
• Acquire an understanding of Liability insurance pricing mechanism and the components and influencing factors of Liability premiums

• Market Conditions impacting Liability Insurance in and around Asia.
• Major Liability claims and its impact on current trends.
• In-depth analysis of General and Product Liability Policy coverage.
• Mandatory Exclusions.
• Understanding and applying Extension Clauses.
• Contractual Liability Exclusion and Coverage Buyback.
• Highlights of the major differences between various CGL forms.
• Analysing Liability exposure of the business.
• Analysing the Proposal Form/Questionnaire.
• Risk Assessment factors and its impact on Rating.
• Key Underwriting Issues.
• Rate Development.
• Increased Limit Factors.
• Technical rate vs. Market rate.
• Case Studies.

Chinnatamby Nandakumar is a Senior Consultant with Lockton Companies (Singapore) Pte Ltd, in the company’s Professional and Financial Risks Division.

Full Course Fee: SS$827.31 (incl. of 9% GST)

Net Course Fee: S$599.61 (incl. of 9% GST and after 30% FTS funding) for Singapore Citizens below 40 years old and Singapore Permanent Residents

Net Course Fee: S$327.31 (incl. of 9% GST and after 70% FTS funding) for Singapore Citizens aged 40 years old and above